RoamRight, a brand of Arch Insurance Company, is a global provider of travel insurance plans and infrastructure needs. A group of insurance policy experts founded it to assist travellers all over the world.
The RoamRight Preferred Travel Insurance plan is its most popular, with benefit limitations that suit most travellers’ needs. The majority of overseas travelers choose this plan because it provides better medical and evacuation coverage than our most basic plan.
About RoamRight
Table of Contents
You may be able to add Cancel for Any Reason and Cancel for Work Reasons coverage to your travel insurance plan if you purchase it within 21 days of paying your first trip deposit.
Between the RoamRight Elite and Essential plans, the RoamRight Preferred Travel Insurance plan is a mid-tier standard travel insurance package. The Preferred package, as its name suggests, covers most trips and vacations.
The essential travel insurance package includes the following special features:
- One child (under the age of 18) can be insured under standard travel insurance at no additional cost for each covered adult.
- Coverage for accidental death and dismemberment.
- Trip cancellation insurance is available for up to 150 percent of the trip’s cost.
- The Essential travel insurance package’s trip delay and baggage delay time limits have been reduced.
- Many of the coverages in the Essential travel insurance plan have had their maximum limits increased.
If bought within 21 days of placing the initial trip payment, an additional Cancel for Any Reason upgrade is available. (This service is not available to residents of New York.)
RoamRight is dedicated to the following goals:
Trip cancellation insurance, travel medical insurance, planned benefit visitor programs, and international medical insurance are among the consumer products offered by RoamRight.
All of these give passengers full coverage to protect them and their financial investments in their vacations. You may travel with confidence if you have RoamRight travel insurance coverage.
Products that are reasonably priced: RoamRight’s underwriting flexibility allows them to build the policy you need at a price you can afford.
Excellent customer service: RoamRight’s staff has a wealth of expertise assisting travelers from all over the world.
You will be protected for pre-existing conditions if you purchase your plan within 21 days after the initial trip deposit and insure the entire non-refundable cost of your trip, providing you are not disabled from travel at the time you purchase your policy.
Independent Assessment of RoamRight
The financial situation of the fundamental insurance carrier is of primary importance to us. In this example, Arch Insurance Company, RoamRight’s plan underwriter, has an A+ (Superior) A.M. Best rating.
Second, we’re concerned about RoamRight’s overall health. RoamRight has an A+ rating with the Better Business Bureau. Finally, we’re worried about how customers believe they’ve been treated — how well they’ve cared about.
Recently, 2,991 RoamRight customers were polled, with a 4.6 out of 5 ratings. This is an extraordinarily strong consumer response, and it should give new RoamRight customers a lot of confidence.
Review of RoamRight – A Must-Have Travel Insurance
The RoamRight Essential plan is the one to choose if you only need basic coverage. This cheap plan is suited for travelers who plan to stay in the United States or who are primarily worried about trip cancellation coverage.
The Essential travel insurance package includes all of the coverage you’ll need to feel safe and secure on your vacation. The three major components of RoamRight’s Essential travel insurance package are trip cancellation insurance, tourist medical insurance, and luggage insurance.
Trip interruption and cancellation coverage up to the cost of your trip are included in the basic travel insurance package.
- Medical benefits to cover medical expenses incurred during your vacation – this vital element is typically not available when traveling overseas through Medicare, Medicaid, or conventional health care insurance coverage.
- Coverage for medical evacuation costs in the event of an emergency.
- Reimbursement for bags and personal effects that have been lost or delayed.
- Assistance services are available 24 hours a day, 7 days a week, to assist you with the claims process, travel information, concierges, and more.
You will be protected for pre-existing conditions if you purchase your plan within 21 days after the initial trip deposit and insure the entire non-refundable cost of your trip, providing you are not disabled from travel at the time you purchase your policy.
Review of RoamRight – Preferred Travel Insurance
RoamRight’s Preferred plan is the most popular, with benefits limitations that match the demands of the majority of travelers. The majority of international travelers choose this plan because it provides better medical and evacuation coverage than the most basic plan. You may be able to add Cancel for Any Reason and Cancel for Work R to your travel insurance if you purchase it within 21 days of placing your initial trip deposit.
Review of RoamRight – Premium Travel Insurance
The Elite plan is RoamRight’s most comprehensive package, featuring the most features. Suppose you purchase the RoamRight Elite plan within 21 days of making your initial trip deposit.
In that case, you’ll be covered with higher limits for evacuation and baggage protection, as well as coverage for Cancel For Work Reason. You may be able to add Cancel for Any Reason coverage to your plan if you buy during this time frame.
RoamRight’s Elite plan is their most complete bundle. It combines the highest levels of protection into one simple plan.
RoamRight’s Plans
We always advise passengers to seek travel insurance at AARDY. You can get an anonymous quotation in seconds and compare dozens of the best travel plans from several of the leading US travel insurers, saving you time and money in the process.
Many customers are unaware that the same travel insurance plans are not available at a lower cost, thanks to a price certainty anti-discriminatory law in the United States.
Part A
Travel Protection Benefits – Maximum Limit Per Person
- Cancellation Fees* & Trip Costs**
- Trip Interruption ($750 return air only if your Confirmation of Benefits shows $0 for Trip Cancellation.) 150 percent of the journey
- Itinerary Change and Missed Connection (3 hours) $500
- Delay on your journey (6 hours) a total of $1,000 ($200 per day)
Part B
- Medical Protection Medical Expenses in the Event of an Accident or Sickness $50,000
- Deductible Dental Sublimit of $50
- Emergency Evacuation, Medically Necessary Repatriation, and Remains Repatriation are all priced at $750.
Part C
Baggage and Personal Effects Protection $500,000 There is a $1,000 limit per article. The combined article limit is $250. Baggage Delay of $500 (12 hours)
Part D
Travel Accident Protection (Accidental Death and Dismemberment) costs $300. $10,000
* Not applicable if your Confirmation of Benefits shows a $0 Trip Cost for Trip Cancellation.
* Up to the lesser of the paid Trip Cost or the Coverage Limit.
TakeAway
Depending on the nature of your journey, there are a variety of travel or trip insurance plans that may be suitable. Whether you’re going domestically or planning an around-the-world journey, RoamRight offers trip cancellation, interruption, and/or travel medical insurance for single or annual plans. You will need to gather vital facts about your trip before choosing a travel insurance plan so that you can effectively compare options.
