SmartFinancial is among a number of vehicle insurance comparison websites that helps to assess quotes in one place. Many people, however, are sceptical about how accurate these services are. They worry if using a one-stop shop is worth the time or if they could get better outcomes on their own. We’ll walk you through the procedure and explain what to expect from your results. You’ll also find out how their clients rank their services.
SmartFinancial is one of a number of vehicle insurance comparison websites that aims to evaluate quotes in one place. Many people, however, are sceptical about how accurate these services are.
SmartFinancial promises to make the process of buying insurance products more efficient and straightforward. The website functions as an insurance comparison site, getting quotations from a variety of insurance carriers. You only need to answer a few questions on a simple application, and SmartFinancial will locate the information you require.
If you’d prefer to speak with someone about your options in real time, the organisation offers a team of professional Insurance concierges who can assist you over the phone. This is a feature that you don’t typically see with tech based companies, and the extra personalisation makes SmartFinancial a feasible option for a broader range of customers.
Once you’ve discovered a coverage you like, you can purchase it from the insurance provider online, over the phone, or in person.
Anyone interested in learning more about insurance can use the website’s instructional offerings. Finding reasonable vehicle insurance, picking health plans, and selecting insurance for new company owners are just a few of the topics covered. These blogs can assist you in addressing difficult topics such as what to do if you can’t afford your monthly rent or how to evaluate whether COVID-19 is covered by your life insurance.
SmartFinancial assists you in locating the best insurance provider for your needs. Answering a few questions at the start of the application process determines the sort of insurance you require.
The website then does a real-time search of over 200 insurance companies to present you with real-time options that suit your perfect coverage. It also looks for any discounts that could be offered. The entire procedure can be completed in as little as three minutes.
SmartFinancial is not an insurance underwriter and does not accept applications through its website. Rather, it connects you with insurance firms that are a good fit for you. It directs you to each firm’s site, where you can speak with a representative to finish the process.
Overall, SmartFinancial is a terrific place to start when looking for the finest insurance policy for you because it does all of the effort for you.
Costs of SmartFinancial insurance
The web browser at SmartFinancial is completely free to use. Many insurance companies, including Liberty Mutual, Nationwide, and Blue Cross Blue Shield, have partnered with the company. SmartFinancial gets billions with this arrangement.
Every lead it produces for an insurance carrier earns the organisation money. Anyone can read any of the instructional articles for free.
Getting Started with SmartFinancial
You must first input a zip code, as with most of these sites. The year, make, and model of your car are requested on the next page. Then you’re asked if you have a second car to save money on insurance.
Continuing on, you’ll be asked a series of questions concerning a variety of critical aspects that will influence how much you’ll spend for your next auto insurance policy. These are some of them:
- Name (first and last)
- Own or Rent Your Home?
- Phone Number
- Marital Status
- Insurance Coverage Length by Current Insurance Carrier DUIs
- Accidents, claims, or tickets from the past
- Make, model, and year of your vehicle
- Add another car to the mix.
- Incorporate a second driver
Quotes in Comparison
We answered all of the information on the form and were then offered a call to provide insurance quotations over the phone. The offer appears as a pop-up window that hides the available quotes.
By pressing the escape key, you can close the pop-up window. The website does not inquire about your insurance preferences, such as coverage level. These inquiries will be stored for individual business estimates.
Our query yielded two different clickable options as well as the opportunity to speak with a representative. Each one offers the option to request an estimate from the firm you choose by clicking on it.
We expected to see a written quote with a price attached. Unfortunately, we still only have the option to “Get a Quote.” As a result, we have no choice except to click on the individual providers.
First, we went to Progressive’s website and clicked the button. We were taken to the Innovative website, where we had to double-check the information we had already entered. This can be extremely inconvenient and time-consuming.
We had to fill out everything about our private vehicles, work information, schooling, and more because SmartFinancial did not ask many qualifying questions.
We finally came to the quote, which was priced based on the information above, after several minutes of re-entering information.
As good as it was to get a quote, it would have been even better to get it on SmartFinancial’s website instead of having to go to multiple websites and enter information twice.
After that, we’ll look into Allstate vehicle insurance. Allstate disregards all previously provided information, requiring us to re-enter everything. This isn’t the best use of your time. The entire idea of using an insurance quote online is defeated by this method. We decide to move on because it makes shopping for insurance more difficult.
Talking with an agent is the third option. We had to take a phone call and re-enter all of your information. The procedure was time-consuming. It was inconvenient to call, and it took longer than expected.
Overall, the procedure took much longer than we had anticipated and was required. On its website, SmartFinancial did not disclose any quotes. In addition, the possibilities were extremely limited. We were expected to contact and chat with an agent in order to acquire the best options. The objective of an online auto insurance quote comparison tool seemed to be defeated by these concerns.
Fortunately, websites like Compare.com make comparing vehicle insurance prices from dozens of businesses easier, faster, and more efficient. In just a few minutes, you’ll be comparing real, tailored costs based on your ZIP code.
Concluding SmartFinancial Review
SmartFinancial does not have a large presence on the internet. Their parent firm, contactability.com, is, on the other hand, much easier to locate. contactability.com is a corporation that generates leads. They appear to be the most reliable source of SmartFinancial reviews and ratings.
The Better Business Bureau has given SmartFinancial an A+ rating. The company has received over 190 reviews, the majority of which are good. Once again, the review is focused on the lead generation side of the business rather than the insurance quotation side.
To compete in today’s economy, businesses must be mobile-friendly. The website of SmartFinancial is mobile-friendly. They make navigating your mobile device a breeze.