Affiliate programs for credit cards are part of a sector where affiliates compete for billions of dollars in revenue. This niche can be a quick path to some of the highest commissions if you enjoy a little competition and are hungry for faster, better profits. Affiliate schemes for credit cards are among the most lucrative. Successful credit card affiliates can potentially earn five-figure earnings on a monthly basis.
Everything boils down to this: get on the right network first. You’ll learn about 10 of the greatest credit card affiliate programs in this article. You’ll find out what makes each one unique, how they can help you, and a summary of their programs and policies.
Flex Offers Credit Card Affiliate Program
With over 12,000 active advertisers, FlexOffers is a vast network. They specialize in credit card affiliate schemes. For financial services alone, they have approximately 500 affiliate programs.
Previously, AMEX and Visa credit card affiliate offers, as well as most other credit card brands, were available here. FlexOffers has been dubbed one of the top credit card affiliate networks simply because of its diversity. An easy-to-integrate content, feature-rich dashboard, and auto-generated reports with a variety of information help its authors.
Second-tier commissions are available through their FlexRev-$share program, which provides you with an alternative source of income.Up to 50% of the revenue generated by new publications you introduce to the network could be yours.
Commission: $16-$400+ per conversion
Cookie duration: Each program sets its own cookie duration. Between 10-45 days
Credit.com runs a financial and credit card affiliate network as well as a reseller program. Publishers have a variety of lending options, credit cards, and even financial advising services to select from. They have attracted advertisers from some of the top credit card issuers, including Mastercard, American Express, and Chase, while being smaller than many other credit card affiliate programs.
A proprietary platform is used to assist publishers. Advanced account management features, tracking tools (with customized notifications), and training materials are all available on the site to assist you project greater competence.
Commission: Varies depending on the offer.
Cookie: Set by each advertiser. Varies depending on the offer.
CJ.com Credit Card Affiliate Program
Commission Junction network is the only manager of a number of affiliate programs farther down the page. Hanso So of Problems.com, who has had great success with the AMEX program, recommends it. There’s also the Avianca LifeMiles Credit Card, which comes with a $200 bonus for every successful application.
Publishers interested in credit card affiliate programs can have access to some of the world’s most recognisable companies through CJ. Apart from credit card affiliate programs, there are offers from large stores such as Overstock, Lowe’s, and Zappos.
Although the network does not specialize in credit card affiliate programs, the dashboard makes it simple to search by advertiser type. A credit card publisher affiliate program will be easy to get by. A powerful analytics system, a vast selection of APIs, and a cookieless tracking mechanism are also available to publishers.
Commission: Between $1-$140 depending on the offer
Cookie: different for each offer
Experian is a well-known company that provides financial information and loan offers. Credit reports, debt reduction plans, customized credit card offers, and car loans are among the services they provide. The CJ Affiliate network now hosts the Experian credit card program.
Exparian’s reports and credit scores can be used by publishers for financial guidance. It can be a terrific complement to other financial services-related information. This program pays a different percentage for each consumer referred. This could be one of the best affiliate programs for you if you’ve built up enough trust to direct your traffic to a variety of service and card options. The trust that Experian has built can help publishers.
Commission: Earn up to 20% of the revenue generated by your users
Cookie: 45 days
Credit Karma Credit Card Affiliate Program
Customers are provided with a complete picture of their financial position through Credit Karma. Users are unable to make purchases on the platform. Credit Karma only provide suggestions and recommendations for third party services as it is just a credit monitoring service.
For each person you suggest who establishes a Credit Karma account, the affiliate program (accessible on CJ) pays a fixed commission. The affiliate program commission rate is set at $.25 per signup, however if you have a lot of volume, you can make large profits. Because of the beneficial, free features, there is a strong conversion potential.
Publishers are provided with tracking tools ,resources and even a weekly email detailing where and how other publishers have found success.
Commission: $0.25 per sign up
Cookie: 45 days
Customers can use Transunion for a number of credit protection services, such as credit reports, credit protection, and rapid security alerts. You can guide your traffic to either free trials or paid financial goods through the affiliate program and can also avail a bunch of credit card deals available. As a consumer progresses from trying out a service to subscribing, you may be able to collect both trial and purchase commissions for particular offers. Publishers are provided with customized tracking tools to help them manage their affiliate program participation.
Commission: $20 per $1 7-day trial, $45 per paid product
Cookie: 45 days
Bankrate Credit Cards manages affiliate programs for some of its competitors. Credit card affiliate programs from Chase, AMEX and Discover are available through this network.
Publishers can use the Bankrate credit cards to get access to over 300 different financial advice and credit card offers. Many of these affiliate programs have their own set of rules and reward schemes. Each affiliate is given a passionate account representative. They’re also given some useful tools for recording and evaluating their progress.
Commission: 40%+ Rev-Share, Up to $200 per signup
CommissionSoup is a huge CPA network that offers some of the most well-known credit card programs on the internet. Because it offers some of the greatest credit cards, some people believe it is the best credit card affiliate network.
The network has been in operation for 18 years and has won the trust of some of the world’s most well-known credit card companies. It includes credit card offers from Mastercard, AMEX, and Credit One among other well-known organizations.
Other affiliate programs are available to publishers. If you wish to branch out from credit card affiliate offers after enrolling, this can provide some diversity. Publishers have access to some private tracking technology as well as marketing materials.
Commission: $10-$40 depending on offer
Cookie: 30 days
Capital Bank (OpenSky)
Capital Bank offers the OpenSky credit card, which is a secured credit card. While Capital Bank does not have its own affiliate network, the credit card’s affiliate program is available on a variety of sites, including the credit.com network, which we previously reviewed.
The card’s program is basic. Each account that is opened and funded earns the publisher a flat $25 commission. For people new to the niche, this payout system could make it one of the top credit card affiliate programs. A library of creative assets, including banners and copy, is available to publishers.
Commission: $25 per funded account
Cookie: 30 days
American Express Referral Program
Now let’s talk about one of the major direct credit card affiliate network, AMEX. With this affiliate program you will directly be working with American Express to get businesses and individuals to sign up. In Canada, there is currently a push to extend the program, which could result in increased prices for some products.
Publishers benefit from well-developed resources such as example code, APIs, and technical support. American Express offers official help 24 hours a day, 7 days a week.
Commission: Up to $200/lead
Cookie: 7 days
Affiliate programs that accept credit cards can lead to some of the highest commissions you’ve ever seen. This is a competitive sector with many rules, but as you can see, there are several well-known networks that can assist you.
Advertising credit cards can earn you a lot of money, as you can see from the credit card affiliate programs listed above. You may have also noted that there is no such thing as a “best” credit card to promote, i.e. secured cards will appeal to one group of people while air miles cards will appeal to another. It all boils down to knowing your niche and working in one that is broad enough to provide you with several opportunities to advertise various products.